1 King St. W, Unit 2604, Toronto, ON, M5H 1A1


Jeffrey Winters
President and CEO

Jeff Winters has over 15 years of real estate development, private mortgage lending and mortgage brokerage experience. Jeff has been with Sure Capital (and its predecessor Durham Capital) since 2004 and assumed leadership of the Company in 2012. Jeff is also the founder Sure Mortgage, a commercial and residential mortgage brokerage. Jeff has advised clients on asset acquisitions, land assemblies, asset sales and a range of commercial development projects. At Sure Capital, Jeff leads the origination, underwriting and funding of private mortgages.

John Winters
VP, Origination

John was a Chartered Accountant and has been actively involved in the private mortgage business for three decades. He is the Founder of Durham Capital, the predecessor to Sure Capital, which invested in private mortgages in Canada, the U.S. and Latin America. Prior to Durham Capital, John founded and operated a private accounting practice for 15 years. John began his career with Deloitte. At Sure Capital, John is involved in origination and underwriting.

Katie Qiao
Associate, Underwriting and Financial Management

Katie Qiao has been with Sure Capital since 2016. Katie holds an MBA from McMaster University and is certified as an FRM (Financial Risk Manager) by the Global Association of Risk Managers. Prior to Sure Capital, Katie held several risk management positions with leading global banks. Katie supports the underwriting and financial management functions at Sure Capital.

Xiaomin Lu
Financial Manager and Administrative Officer

Xiaomin has been with Sure Capital since 2013. Prior to this, Xiaomin was an engineer in the telecom industry and held positions with global engineering companies including Siemens and Alcatel-Lucent. At Sure Capital, Xiaomin manages the accounting and mortgage administration functions. Xiaomin is also a licensed mortgage agent.